Articles
79% of Americans agree they would benefit from having basic financial education and information.
Source: The 2018 Consumer Financial Literacy Survey, The National Foundation for Credit Counseling
Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.
Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.
Retirement
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SEP IRAs
A SEP IRA is a type of plan under which the employer contributes (up to a certain limit) to an employee’s IRA.
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SIMPLE Plans
The SIMPLE plan may appeal to small business owners as it is easy to set up, administer, and allows for a tax deduction.
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IRA Rollover
If you leave a job or retire, you should consider your options regarding your employer retirement plan assets.
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Roth 401(k)
A Roth 401(k) is funded with after-tax money, and allows for tax- and penalty-free withdrawal of earnings if requirements are met.
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Profit-Sharing Plans
Profit-sharing plans give employees a share in the profits of a company and can help to fund their retirements.
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403(b) Plans
A 403(b) plan is a tax-deferred retirement savings plan that can only be offered by a 501(c)(3) tax-exempt entity.
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401(k) Plans
401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.
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Roth IRAs
Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.
Investing
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College Savings Plans
There are several funding methods for a child's college education including mutual funds and Section 529 plans.
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529 Plans
529 plans are tax-advantaged college savings plans that generally allow people of any income level to contribute.